Please note that any insurance product you purchase online or via the call centre has its own terms and conditions that are found in the Policy Wording and any applicable Supplementary Policy Wording.
For online purchases, please consult the Policy Wording documents you received when you purchased your policy.
Ownership of the Website
Our website and its contents (including all information, data, text, graphics, images, software, advertisements and other material on our website ("Content")) are the property of Allianz Australia Insurance Limited ABN 15 000 122 850 (incorporated in Australia) trading as Club Marine, Level 11, Tower 1, 205 Queen Street, Auckland, 1010 (“Club Marine”) and are subject to copyright under New Zealand law and through international treaties with other countries. You may use this Content for your personal reference only (not for any commercial or public use) and may download a single copy of the Content, keep a temporary copy in your computer's cache and make a single hard copy, provided you keep intact all copyright and other proprietary notices. No other use, copying, reproduction, publishing, storage in a retrieval system, alteration or transmission in any form or by any means, in whole or part, of the Website or Content is permitted without Club Marine’s prior written authorisation. All names, logos and trademarks are the property of Club Marine or the third parties who have contributed to our website. Nothing on our website should be construed as granting any licence or right to use any name, logo or trademark without the express prior permission of Club Marine or the relevant contributor. The name of Club Marine and its agents or any of the trademarks and other intellectual property belonging to Club Marine or its agents may not be used commercially or in advertising or publicity or used to identify a link to our website without the express prior written permission of Club Marine. You must notify Club Marine immediately if you become aware of any third party that is or may be infringing the intellectual property rights in our website. You must give Club Marine all assistance in relation to any infringement proceedings. Club Marine shall have sole control of the defence and settlement of any infringement proceedings. Any recovery from infringement proceedings is the property of Club Marine. If a court or Club Marine determines that our website or Content have infringed or may infringe a third party's intellectual property rights, Club Marine shall have the right to alter, delete or modify our website or Content in order to avoid continuing infringement.
Information on Website
The information contained within our website and on any Club Marine products and services is of a general nature only. Changes may occur in circumstances at any time which may affect the accuracy or completeness of the information so while Club Marine has taken all reasonable care in producing our website, it accepts no responsibility for any loss, expense or liability which you may incur from using or relying on the contents, and you must not rely on any statement on our website without taking specialist advice. When you buy your policy online, the legal rights and obligations which Club Marine and you may have will be contained in the terms and conditions of the contract and policy issued to you.
Your Usage of the Club Marine Website
You are currently able to make payments online: for magazine subscriptions, for eligible new business, for selected policy changes, and for eligible renewals. If you receive a renewal schedule which indicates that this payment option is available, you will be able to access payment functionality by visiting this site. The details of how to do this will appear on the Schedule. If you are paying a renewal premium online, your new policy will only be in place when Club Marine: 1. receives electronically all details of the payment, including method of payment and correct policy details; and 2. receives clear payment via your credit card or nominated account; and 3. a record of the transaction is generated in the Club Marine system and a receipt number issued for the payment.
Pricing and availability of goods and services
Unless otherwise stated on our website, all prices on our website are in New Zealand dollars and are valid and effective only in New Zealand (policies on our website are issued to people resident in New Zealand). All prices and availability of goods and services may be changed at any time without notice. Club Marine reserves the right to correct pricing errors at any time. Club Marine is not liable for any loss or damage whatsoever from failure to deliver or delay in delivery of products/services.
User licence to Club Marine
By placing any content on our website you grant to Club Marine a perpetual, royalty-free, non-exclusive, irrevocable, unrestricted, worldwide licence to do the following in respect of the content: 1. use, copy, sublicence, redistribute, adapt, transmit, publish, broadcast, publicly perform or display; and 2. sub-licence to any third parties the unrestricted right to exercise any of the rights granted in 1. above. This licence granted to Club Marine includes the right to exploit all proprietary rights in any such content, including but not limited to rights under copyright, trademark, service mark or patent laws under any jurisdiction worldwide. You consent to Club Marine, and any third party authorised by Club Marine, using your Content without attributing to you the authorship of the Content; inspecting or approving any use of the Content; and materially altering or distorting the Content. At the request and expense of Club Marine you will execute and deliver to Club Marine such instruments and take such other actions as may be required to carry out this grant of licence and consent.
To the maximum extent permitted by law: 1. all Content (including information about goods and services) is provided on an "as is" basis without any warranties of any kind; 2. Club Marine expressly disclaims all warranties of any kind, including but not limited to implied warranties of merchantability and fitness for a particular purpose; 3. Club Marine, and its directors and employees, do not warrant that your access to our website will be uninterrupted or that our website will operate error free, that any defects will be corrected or that our website and its servers are free of computer viruses and other harmful data, code, components or other material; 4. Club Marine, and its directors and employees, do not warrant that it will be able to prevent any illegal, harmful or inappropriate use, modification or alteration of our website, or that it will give notice of such use, modification or alteration; 5. Club Marine, and its directors and employees, do not warrant or make any representations about the correctness, accuracy, timeliness, completeness, reliability, quality or otherwise of the Content (including descriptions of any goods/services). The use of our website and the Content is at your own risk. Changes are periodically made to our website and may be made at any time; and 6. if your use of our website or the Content results in the need for servicing or replacing equipment or data, Club Marine is not responsible for those costs.
Limitation of Liability
Except as provided by the Prescribed Terms, Club Marine, its directors, employees, suppliers, or any third parties mentioned on our website shall not be liable for any loss or damage whatsoever (including, without limitation, incidental, special and/or consequential damages or lost profits) resulting from: 1. any use or access of, or any inability to use or access, our website, any third party link or any Content; 2. any unauthorised access to or alterations of your transmissions or data; or 3. any statements or conduct of any user of our website, including any information and/or advice and any defamatory statements or offensive conduct. To the fullest extent permitted by law Club Marine’s liability for breach of any Prescribed Terms is limited at the option of Club Marine to the following: 1. In the case of services supplied or offered by Club Marine: a. The supply of the services again; or b. The payment of the cost of having services supplied again; and 2. In the case of goods supplied or offered by Club Marine: a. The replacement of the goods or the supply of equivalent goods; b. The repair of such goods; c. The payment of the cost of replacing the goods or acquiring equivalent goods; or d. The payment of the cost of having the goods repaired.
Availability of the Website
Club Marine cannot guarantee that our website or any other website with a link to its website will be free from viruses or that uninterrupted access will be available. Access is offered only on an "as is" basis and Club Marine may make any online access unavailable without any notice.
Links to other Sites and Third Party Advertising
Your Indemnity to Club Marine
Certain taxes and government charges may be payable in relation to the use of our website. Club Marine has no responsibility for such taxes or other government charges. Despite the foregoing, charges referred to for use of any goods or services provided by Club Marine are inclusive of any government charges imposed under New Zealand law, unless otherwise stated on our website.
Parental Consent and Age Limits
Club Marine requires that children under 18 years old consult with their parents before providing any data about themselves, their purchasing profile, or their families. If you place an order via our website, you warrant to Club Marine that you are 18 or more years of age and that you are authorised and able to make payment in the manner stipulated by you or if you are under 18 that you are authorised by your parents or guardian to enter into the contract. In addition, Club Marine encourages parents to monitor their children's Web activity and children to obtain permission before using our website.
All disputes arising out of this Agreement shall be dealt with in accordance with the laws of New Zealand. This site is controlled and operated by Club Marine from its offices in Australia. Club Marine makes no representation that materials in the site are appropriate or available for use in other locations. Those who choose to access this site from other locations do so on their own initiative and are responsible for compliance with local laws, if and to the extent applicable.